As you know hows the economy going on right now. I have been thinking whether I should get a credit card or not. Yeah I know why now. Credit Cards is all I have in mind now. Well, before the prices goes up I did think and plan for this.
Tell me do you own a credit card. I know some colleague and friends having more than one credit card. I am sure there is advantage and disadvantage of having one. Which credit cards that I have in mind right now? The one with low interest credit card. This site allow me to compare the credit cards.
They also provide the consumers about credit cards offers. Yeah and I am interested to know about how to use credit card wisely. Credit cards can sometimes save the day. I remembered a friend telling me that she didn't bring money along but lucky for her is that she having a credit card on hand.
I always check the credit card features and also the credit card issuers. I don't like to find one that it's hard for me to make payment. My friend has problem with one of her credit cards. Spending is easy and the hard part for her is paying the settlement. I don't want to be like her.
If you know how to choose a credit card, maybe you can share with me your advice.
josiejo1
I work in a Bank and I see so many customers struggle to pay back what they owe. Credit are fantastic to help 'save the day', for use in emerancies like if your car broke down. But if you were to get a credit card you have to think, do you have the self control to walk past a shop and not buy? Credit cards are mainly to be used during the month and paid off in full when you get paid. If you still want a credit card remeber the minimun payment is usually around 3% of the outstandin balance. Maybe get one with a small limit so you don't get into too much debt, oh and always read the small print!
Hope thats helped.